Disclaimers

<p><strong>Investment Disclaimer</strong></p>
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<p>The information contained herein is for Alberta residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.</p>
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<p>Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments.</p>
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<p>Mutual funds and segregated funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.</p>
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<p>There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.</p>
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<p>Fund values change frequently and past performance may not be repeated.</p>
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<p>Mutual funds and exempt securities are provided through Portfolio Strategies Corp.</p>
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<p>Non-securities products and services are provided through Portfolio Strategies.</p>
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<p><strong>Insurance Disclaimer</strong></p>
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<p>Your advisor may also offer insurance related products, tax or mortgage services; provided that they are duly registered to do so under applicable legislation and the dealer approves such activity to be conducted outside of the dealer.</p>
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<p>Any activities related to such other occupation are not the business of the dealer and are not the responsibility of the dealer.</p>